Call reports 2001
SAVINGS BANK, THE — 2001
What SAVINGS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 362,586,000 | 372,707,000 | 371,908,000 | 374,636,000 |
| Total loans | 136,532,000 | 145,319,000 | 151,317,000 | 146,581,000 |
| Allowance for loan losses | 1,084,000 | 1,179,000 | 1,161,000 | 1,148,000 |
| Securities available for sale | 124,199,000 | 136,211,000 | 135,806,000 | 137,511,000 |
| Securities held to maturity | 46,603,000 | 47,050,000 | 47,910,000 | 48,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,350,000 | 322,561,000 | 318,813,000 | 321,532,000 |
| Interest-bearing deposits | 285,324,000 | 295,327,000 | 291,846,000 | 292,244,000 |
| Noninterest-bearing deposits | 27,026,000 | 27,234,000 | 26,967,000 | 29,288,000 |
| Equity capital | 47,102,000 | 47,328,000 | 49,404,000 | 50,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,490,000 | 10,920,000 | 16,400,000 | 21,750,000 |
| Interest expense | 2,989,000 | 5,856,000 | 8,567,000 | 10,932,000 |
| Net interest income | 2,501,000 | 5,064,000 | 7,833,000 | 10,818,000 |
| Noninterest income | 614,000 | 1,103,000 | 1,575,000 | 3,350,000 |
| Noninterest expense | 2,276,000 | 4,812,000 | 7,194,000 | 9,588,000 |
| Provision for loan losses | -22,000 | 78,000 | 60,000 | 47,000 |
| Pretax income | 856,000 | 1,500,000 | 2,493,000 | 4,751,000 |
| Income tax | 235,000 | 440,000 | 767,000 | 1,582,000 |
| Net income | 621,000 | 1,060,000 | 1,726,000 | 3,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,540,000 | 42,024,000 | 42,733,000 | 44,220,000 |
| Total capital | 43,714,000 | 44,346,000 | 44,781,000 | 46,336,000 |
| Risk-weighted assets | 179,110,000 | 189,853,000 | 187,546,000 | 187,313,000 |