Call reports 2006
CARSON RIVER COMMUNITY BANK — 2006
What CARSON RIVER COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 12,168,000 |
| Total loans | 3,652,000 |
| Allowance for loan losses | 36,000 |
| Securities available for sale | 3,077,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 3,034,000 |
| Interest-bearing deposits | 2,677,000 |
| Noninterest-bearing deposits | 357,000 |
| Equity capital | 9,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 158,000 |
| Interest expense | 13,000 |
| Net interest income | 145,000 |
| Noninterest income | 0 |
| Noninterest expense | 325,000 |
| Provision for loan losses | 36,000 |
| Pretax income | -216,000 |
| Income tax | 0 |
| Net income | -216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 9,103,000 |
| Total capital | 9,139,000 |
| Risk-weighted assets | 4,730,000 |