Call reports 2008
ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2008
What ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 20,914,000 | 21,218,000 | 21,814,000 | 23,427,000 |
| Total loans | 8,522,000 | 10,050,000 | 9,985,000 | 9,543,000 |
| Allowance for loan losses | 340,000 | 318,000 | 304,000 | 297,000 |
| Securities available for sale | 2,206,000 | 2,173,000 | 2,172,000 | 2,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,661,000 | 12,860,000 | 13,514,000 | 15,036,000 |
| Interest-bearing deposits | 8,379,000 | 8,981,000 | 10,083,000 | 11,256,000 |
| Noninterest-bearing deposits | 4,282,000 | 3,879,000 | 3,431,000 | 3,780,000 |
| Equity capital | 7,774,000 | 7,883,000 | 7,509,000 | 7,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 452,000 | 671,000 | 860,000 |
| Interest expense | 69,000 | 142,000 | 210,000 | 285,000 |
| Net interest income | 159,000 | 310,000 | 461,000 | 575,000 |
| Noninterest income | 849,000 | 1,718,000 | 2,659,000 | 3,590,000 |
| Noninterest expense | 809,000 | 1,594,000 | 2,396,000 | 3,146,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 199,000 | 434,000 | 719,000 | 999,000 |
| Income tax | 92,000 | 198,000 | 326,000 | 453,000 |
| Net income | 107,000 | 236,000 | 393,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,735,000 | 7,860,000 | 7,489,000 | 7,644,000 |
| Total capital | 7,869,000 | 8,010,000 | 7,642,000 | 7,779,000 |
| Risk-weighted assets | 10,530,000 | 11,836,000 | 12,100,000 | 10,645,000 |