Call reports 2005
ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2005
What ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 13,887,000 | 13,752,000 | 16,170,000 | 16,535,000 |
| Total loans | 8,270,000 | 8,256,000 | 8,056,000 | 8,017,000 |
| Allowance for loan losses | 349,000 | 357,000 | 372,000 | 360,000 |
| Securities available for sale | 118,000 | 122,000 | 123,000 | 122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,500,000 | 6,381,000 | 8,635,000 | 8,864,000 |
| Interest-bearing deposits | 3,654,000 | 3,560,000 | 4,723,000 | 4,981,000 |
| Noninterest-bearing deposits | 2,846,000 | 2,821,000 | 3,912,000 | 3,883,000 |
| Equity capital | 7,189,000 | 7,244,000 | 7,320,000 | 7,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 127,000 | 263,000 | 405,000 | 561,000 |
| Interest expense | 9,000 | 21,000 | 39,000 | 62,000 |
| Net interest income | 118,000 | 242,000 | 366,000 | 499,000 |
| Noninterest income | 791,000 | 1,574,000 | 2,385,000 | 3,247,000 |
| Noninterest expense | 729,000 | 1,494,000 | 2,251,000 | 2,993,000 |
| Provision for loan losses | 38,000 | 88,000 | 136,000 | 180,000 |
| Pretax income | 142,000 | 234,000 | 364,000 | 573,000 |
| Income tax | 60,000 | 98,000 | 152,000 | 242,000 |
| Net income | 82,000 | 136,000 | 212,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,189,000 | 7,243,000 | 7,319,000 | 7,437,000 |
| Total capital | 7,310,000 | 7,365,000 | 7,446,000 | 7,568,000 |
| Risk-weighted assets | 9,486,000 | 9,540,000 | 9,926,000 | 10,222,000 |