Call reports 2004
ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2004
What ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,750,000 | 15,587,000 | 13,889,000 | 13,464,000 |
| Total loans | 10,125,000 | 10,251,000 | 9,136,000 | 7,801,000 |
| Allowance for loan losses | 288,000 | 308,000 | 335,000 | 349,000 |
| Securities available for sale | 117,000 | 115,000 | 118,000 | 119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,068,000 | 4,951,000 | 5,771,000 | 6,153,000 |
| Interest-bearing deposits | 2,801,000 | 2,960,000 | 3,845,000 | 3,300,000 |
| Noninterest-bearing deposits | 2,267,000 | 1,991,000 | 1,926,000 | 2,853,000 |
| Equity capital | 6,972,000 | 7,023,000 | 7,086,000 | 7,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 155,000 | 311,000 | 466,000 | 598,000 |
| Interest expense | 10,000 | 21,000 | 33,000 | 44,000 |
| Net interest income | 145,000 | 290,000 | 433,000 | 554,000 |
| Noninterest income | 640,000 | 1,328,000 | 2,030,000 | 2,765,000 |
| Noninterest expense | 677,000 | 1,374,000 | 2,067,000 | 2,817,000 |
| Provision for loan losses | 48,000 | 93,000 | 143,000 | 211,000 |
| Pretax income | 60,000 | 151,000 | 253,000 | 291,000 |
| Income tax | 24,000 | 61,000 | 103,000 | 118,000 |
| Net income | 36,000 | 90,000 | 150,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,969,000 | 7,023,000 | 7,084,000 | 7,107,000 |
| Total capital | 7,109,000 | 7,164,000 | 7,211,000 | 7,232,000 |
| Risk-weighted assets | 11,068,000 | 11,123,000 | 9,959,000 | 9,211,000 |