Call reports 2003
ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION — 2003
What ARMED FORCES BANK OF CALIFORNIA, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,613,000 | 15,207,000 | 15,343,000 | 15,132,000 |
| Total loans | 8,711,000 | 9,139,000 | 9,439,000 | 8,821,000 |
| Allowance for loan losses | 205,000 | 230,000 | 246,000 | 268,000 |
| Securities available for sale | 114,000 | 116,000 | 112,000 | 114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,849,000 | 5,773,000 | 5,095,000 | 5,506,000 |
| Interest-bearing deposits | 2,123,000 | 2,421,000 | 2,579,000 | 2,515,000 |
| Noninterest-bearing deposits | 1,726,000 | 3,352,000 | 2,516,000 | 2,991,000 |
| Equity capital | 6,874,000 | 6,914,000 | 6,936,000 | 6,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 157,000 | 310,000 | 458,000 | 605,000 |
| Interest expense | 19,000 | 35,000 | 50,000 | 63,000 |
| Net interest income | 138,000 | 275,000 | 408,000 | 542,000 |
| Noninterest income | 506,000 | 1,038,000 | 1,631,000 | 2,237,000 |
| Noninterest expense | 528,000 | 1,074,000 | 1,702,000 | 2,404,000 |
| Provision for loan losses | 50,000 | 110,000 | 165,000 | 210,000 |
| Pretax income | 66,000 | 129,000 | 172,000 | 165,000 |
| Income tax | 26,000 | 51,000 | 67,000 | 61,000 |
| Net income | 40,000 | 78,000 | 105,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,870,000 | 6,908,000 | 6,935,000 | 6,934,000 |
| Total capital | 6,994,000 | 7,041,000 | 7,068,000 | 7,058,000 |
| Risk-weighted assets | 9,848,000 | 10,504,000 | 10,508,000 | 9,771,000 |