Call reports 2001
OSAGE VALLEY BANK — 2001
What OSAGE VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,262,000 | 69,569,000 | 71,446,000 | 76,326,000 |
| Total loans | 31,896,000 | 34,975,000 | 37,211,000 | 38,131,000 |
| Allowance for loan losses | 322,000 | 328,000 | 334,000 | 386,000 |
| Securities available for sale | 26,185,000 | 27,554,000 | 26,608,000 | 29,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,579,000 | 57,598,000 | 58,764,000 | 61,985,000 |
| Interest-bearing deposits | 51,613,000 | 51,472,000 | 53,374,000 | 55,996,000 |
| Noninterest-bearing deposits | 4,966,000 | 6,125,000 | 5,390,000 | 5,989,000 |
| Equity capital | 9,511,000 | 9,359,000 | 9,738,000 | 9,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,336,000 | 3,471,000 | 4,621,000 |
| Interest expense | 622,000 | 1,207,000 | 1,757,000 | 2,300,000 |
| Net interest income | 551,000 | 1,129,000 | 1,714,000 | 2,321,000 |
| Noninterest income | 51,000 | 107,000 | 164,000 | 218,000 |
| Noninterest expense | 344,000 | 727,000 | 1,092,000 | 1,490,000 |
| Provision for loan losses | 23,000 | 29,000 | 35,000 | 104,000 |
| Pretax income | 477,000 | 818,000 | 1,160,000 | 1,377,000 |
| Income tax | 153,000 | 295,000 | 419,000 | 467,000 |
| Net income | 324,000 | 523,000 | 741,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,220,000 | 5,170,000 | 5,437,000 | 5,157,000 |
| Total capital | 5,542,000 | 5,498,000 | 5,771,000 | 5,543,000 |
| Risk-weighted assets | 31,119,000 | 32,629,000 | 33,545,000 | 35,088,000 |