Call reports 2014
MONROE STATE BANK — 2014
What MONROE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 25,278,000 |
| Total loans | 11,517,000 |
| Allowance for loan losses | 153,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 6,266,000 |
| Trading assets | 0 |
| Total deposits | 22,322,000 |
| Interest-bearing deposits | 18,882,000 |
| Noninterest-bearing deposits | 3,440,000 |
| Equity capital | 2,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 230,000 |
| Interest expense | 22,000 |
| Net interest income | 208,000 |
| Noninterest income | 22,000 |
| Noninterest expense | 136,000 |
| Provision for loan losses | 5,000 |
| Pretax income | 89,000 |
| Income tax | 27,000 |
| Net income | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 2,933,000 |
| Total capital | 3,086,000 |
| Risk-weighted assets | 20,245,000 |