Call reports 2001
MONROE STATE BANK — 2001
What MONROE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,007,000 | 18,756,000 | 18,851,000 | 19,877,000 |
| Total loans | 9,845,000 | 9,488,000 | 9,467,000 | 9,969,000 |
| Allowance for loan losses | 138,000 | 139,000 | 136,000 | 138,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,003,000 | 6,669,000 | 6,198,000 | 6,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,712,000 | 15,398,000 | 15,486,000 | 16,534,000 |
| Interest-bearing deposits | 13,685,000 | 13,518,000 | 13,556,000 | 14,384,000 |
| Noninterest-bearing deposits | 2,027,000 | 1,880,000 | 1,930,000 | 2,150,000 |
| Equity capital | 3,174,000 | 3,258,000 | 3,270,000 | 3,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 656,000 | 975,000 | 1,294,000 |
| Interest expense | 132,000 | 266,000 | 388,000 | 500,000 |
| Net interest income | 195,000 | 390,000 | 587,000 | 794,000 |
| Noninterest income | 19,000 | 38,000 | 59,000 | 87,000 |
| Noninterest expense | 119,000 | 229,000 | 359,000 | 600,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 95,000 | 199,000 | 287,000 | 279,000 |
| Income tax | 20,000 | 40,000 | 59,000 | 52,000 |
| Net income | 75,000 | 159,000 | 228,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,174,000 | 3,258,000 | 3,270,000 | 3,270,000 |
| Total capital | 3,312,000 | 3,397,000 | 3,406,000 | 3,408,000 |
| Risk-weighted assets | 11,536,000 | 11,315,000 | 11,456,000 | 11,994,000 |