Call reports 2026
FORD COUNTY STATE BANK — 2026
What FORD COUNTY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 58,852,000 | 58,444,000 |
| Total loans | 29,426,000 | 30,545,000 |
| Allowance for loan losses | 346,000 | 351,000 |
| Securities available for sale | 23,131,000 | 21,696,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 53,328,000 | 52,803,000 |
| Interest-bearing deposits | 44,644,000 | 44,590,000 |
| Noninterest-bearing deposits | 8,684,000 | 8,213,000 |
| Equity capital | 5,211,000 | 5,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 691,000 | 1,400,000 |
| Interest expense | 234,000 | 453,000 |
| Net interest income | 457,000 | 947,000 |
| Noninterest income | 24,000 | 44,000 |
| Noninterest expense | 312,000 | 629,000 |
| Provision for loan losses | 10,000 | 15,000 |
| Pretax income | 159,000 | 347,000 |
| Income tax | 38,000 | 83,000 |
| Net income | 121,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,347,000 | 6,490,000 |
| Total capital | 6,693,000 | 6,841,000 |
| Risk-weighted assets | 37,817,000 | 39,254,000 |