Call reports 2023
FORD COUNTY STATE BANK — 2023
What FORD COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,965,000 | 50,057,000 | 50,445,000 | 52,962,000 |
| Total loans | 17,904,000 | 20,406,000 | 22,063,000 | 21,980,000 |
| Allowance for loan losses | 302,000 | 302,000 | 301,000 | 304,000 |
| Securities available for sale | 26,892,000 | 24,414,000 | 23,686,000 | 24,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,000,000 | 45,745,000 | 45,227,000 | 47,417,000 |
| Interest-bearing deposits | 39,047,000 | 37,701,000 | 37,502,000 | 37,938,000 |
| Noninterest-bearing deposits | 9,953,000 | 8,044,000 | 7,725,000 | 9,479,000 |
| Equity capital | 3,645,000 | 3,295,000 | 2,924,000 | 3,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 854,000 | 1,315,000 | 1,821,000 |
| Interest expense | 102,000 | 227,000 | 395,000 | 586,000 |
| Net interest income | 321,000 | 627,000 | 920,000 | 1,235,000 |
| Noninterest income | 19,000 | 32,000 | 45,000 | 61,000 |
| Noninterest expense | 312,000 | 606,000 | 879,000 | 1,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 53,000 | 86,000 | 130,000 |
| Income tax | 5,000 | 10,000 | 17,000 | 20,000 |
| Net income | 23,000 | 43,000 | 69,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,798,000 | 5,818,000 | 5,844,000 | 5,885,000 |
| Total capital | — | — | 6,146,000 | 6,189,000 |
| Risk-weighted assets | — | — | 30,991,000 | 31,174,000 |