Call reports 2022
FORD COUNTY STATE BANK — 2022
What FORD COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 54,968,000 | 54,351,000 | 51,466,000 | 52,078,000 |
| Total loans | 14,928,000 | 15,880,000 | 17,101,000 | 18,514,000 |
| Allowance for loan losses | 398,000 | 405,000 | 477,000 | 302,000 |
| Securities available for sale | 21,028,000 | 23,478,000 | 23,181,000 | 26,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,182,000 | 50,483,000 | 48,100,000 | 48,444,000 |
| Interest-bearing deposits | 39,825,000 | 38,436,000 | 38,341,000 | 38,405,000 |
| Noninterest-bearing deposits | 10,357,000 | 12,047,000 | 9,759,000 | 10,039,000 |
| Equity capital | 4,526,000 | 3,599,000 | 3,071,000 | 3,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 603,000 | 978,000 | 1,376,000 |
| Interest expense | 24,000 | 51,000 | 86,000 | 144,000 |
| Net interest income | 259,000 | 552,000 | 892,000 | 1,232,000 |
| Noninterest income | 18,000 | 31,000 | 45,000 | 58,000 |
| Noninterest expense | 286,000 | 564,000 | 841,000 | 1,164,000 |
| Provision for loan losses | 0 | 0 | 0 | -175,000 |
| Pretax income | -9,000 | 19,000 | 96,000 | 301,000 |
| Income tax | -2,000 | 4,000 | 23,000 | 66,000 |
| Net income | -7,000 | 15,000 | 73,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,129,000 | 5,675,000 | 5,733,000 | 5,895,000 |
| Total capital | 5,391,000 | — | — | — |
| Risk-weighted assets | 20,862,000 | — | — | — |