Call reports 2021
FORD COUNTY STATE BANK — 2021
What FORD COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 50,209,000 | 49,744,000 | 48,603,000 | 52,745,000 |
| Total loans | 16,513,000 | 16,392,000 | 17,181,000 | 16,565,000 |
| Allowance for loan losses | 758,000 | 770,000 | 787,000 | 393,000 |
| Securities available for sale | 14,878,000 | 19,123,000 | 18,053,000 | 20,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,481,000 | 43,956,000 | 42,714,000 | 46,744,000 |
| Interest-bearing deposits | 35,204,000 | 34,890,000 | 34,101,000 | 37,873,000 |
| Noninterest-bearing deposits | 9,277,000 | 9,066,000 | 8,613,000 | 8,871,000 |
| Equity capital | 5,402,000 | 5,457,000 | 5,555,000 | 5,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 556,000 | 847,000 | 1,145,000 |
| Interest expense | 30,000 | 57,000 | 82,000 | 106,000 |
| Net interest income | 236,000 | 499,000 | 765,000 | 1,039,000 |
| Noninterest income | 17,000 | 29,000 | 42,000 | 55,000 |
| Noninterest expense | 297,000 | 561,000 | 829,000 | 1,142,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | -44,000 | -33,000 | -22,000 | 352,000 |
| Income tax | -12,000 | -9,000 | -6,000 | 87,000 |
| Net income | -32,000 | -24,000 | -16,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,298,000 | 5,515,000 | 5,523,000 | 5,839,000 |
| Total capital | 5,566,000 | 5,813,000 | 5,825,000 | 6,162,000 |
| Risk-weighted assets | 20,964,000 | 23,406,000 | 23,677,000 | 25,848,000 |