Call reports 2018
FORD COUNTY STATE BANK — 2018
What FORD COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 40,580,000 | 40,864,000 | 37,456,000 | 39,093,000 |
| Total loans | 24,574,000 | 25,357,000 | 26,306,000 | 27,309,000 |
| Allowance for loan losses | 502,000 | 503,000 | 516,000 | 549,000 |
| Securities available for sale | 3,821,000 | 3,966,000 | 3,076,000 | 3,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,231,000 | 35,506,000 | 31,941,000 | 33,473,000 |
| Interest-bearing deposits | 29,786,000 | 29,129,000 | 27,440,000 | 27,818,000 |
| Noninterest-bearing deposits | 5,445,000 | 6,377,000 | 4,501,000 | 5,655,000 |
| Equity capital | 4,970,000 | 5,076,000 | 5,217,000 | 5,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 830,000 | 1,243,000 | 1,687,000 |
| Interest expense | 31,000 | 66,000 | 103,000 | 140,000 |
| Net interest income | 389,000 | 764,000 | 1,140,000 | 1,547,000 |
| Noninterest income | 23,000 | 42,000 | 59,000 | 76,000 |
| Noninterest expense | 260,000 | 442,000 | 642,000 | 836,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 152,000 | 364,000 | 557,000 | 687,000 |
| Income tax | 37,000 | 93,000 | 139,000 | 165,000 |
| Net income | 115,000 | 271,000 | 418,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,971,000 | 5,218,000 | 5,365,000 | 5,518,000 |
| Total capital | 5,320,000 | 5,580,000 | 5,722,000 | 5,901,000 |
| Risk-weighted assets | 27,805,000 | 28,823,000 | 28,374,000 | 30,548,000 |