Call reports 2017
FORD COUNTY STATE BANK — 2017
What FORD COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,393,000 | 38,779,000 | 38,353,000 | 39,831,000 |
| Total loans | 25,158,000 | 24,834,000 | 25,683,000 | 25,288,000 |
| Allowance for loan losses | 473,000 | 479,000 | 480,000 | 501,000 |
| Securities available for sale | 3,844,000 | 3,740,000 | 3,470,000 | 3,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,079,000 | 33,417,000 | 32,881,000 | 34,179,000 |
| Interest-bearing deposits | 27,346,000 | 28,229,000 | 27,601,000 | 27,765,000 |
| Noninterest-bearing deposits | 4,733,000 | 5,188,000 | 5,280,000 | 6,413,000 |
| Equity capital | 5,054,000 | 5,141,000 | 5,235,000 | 5,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 741,000 | 1,126,000 | 1,520,000 |
| Interest expense | 22,000 | 47,000 | 75,000 | 103,000 |
| Net interest income | 341,000 | 694,000 | 1,051,000 | 1,417,000 |
| Noninterest income | 24,000 | 40,000 | 62,000 | 83,000 |
| Noninterest expense | 268,000 | 470,000 | 670,000 | 863,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 97,000 | 264,000 | 443,000 | 607,000 |
| Income tax | 25,000 | 105,000 | 177,000 | 220,000 |
| Net income | 72,000 | 159,000 | 266,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,054,000 | 5,141,000 | 5,205,000 | 5,313,000 |
| Total capital | 5,412,000 | 5,510,000 | 5,575,000 | 5,669,000 |
| Risk-weighted assets | 28,531,000 | 29,374,000 | 29,546,000 | 28,367,000 |