Call reports 2004
FORD COUNTY STATE BANK — 2004
What FORD COUNTY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 212,603,000 | 46,392,000 | 23,104,000 | 22,928,000 |
| Total loans | 12,322,000 | 13,246,000 | 13,963,000 | 13,830,000 |
| Allowance for loan losses | 257,000 | 262,000 | 263,000 | 263,000 |
| Securities available for sale | 3,362,000 | 3,224,000 | 4,273,000 | 4,143,000 |
| Securities held to maturity | 16,000 | 15,000 | 14,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,392,000 | 22,272,000 | 20,294,000 | 20,011,000 |
| Interest-bearing deposits | 18,891,000 | 16,632,000 | 16,682,000 | 17,105,000 |
| Noninterest-bearing deposits | 5,501,000 | 5,641,000 | 3,612,000 | 2,907,000 |
| Equity capital | 2,601,000 | 2,613,000 | 2,718,000 | 2,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 595,000 | 884,000 | 1,178,000 |
| Interest expense | 82,000 | 202,000 | 268,000 | 326,000 |
| Net interest income | 164,000 | 393,000 | 616,000 | 852,000 |
| Noninterest income | 23,000 | 41,000 | 63,000 | 84,000 |
| Noninterest expense | 166,000 | 309,000 | 475,000 | 609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 125,000 | 204,000 | 327,000 |
| Income tax | 3,000 | 34,000 | 52,000 | 105,000 |
| Net income | 18,000 | 91,000 | 152,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,552,000 | 2,624,000 | 2,686,000 | 2,756,000 |
| Total capital | 2,809,000 | 2,875,000 | 2,885,000 | 2,956,000 |
| Risk-weighted assets | 52,567,000 | 20,058,000 | 15,862,000 | 15,947,000 |