Call reports 2001
FORD COUNTY STATE BANK — 2001
What FORD COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,002,000 | 17,041,000 | 18,387,000 | 18,017,000 |
| Total loans | 11,898,000 | 12,513,000 | 11,981,000 | 12,226,000 |
| Allowance for loan losses | 215,000 | 216,000 | 219,000 | 220,000 |
| Securities available for sale | 3,424,000 | 2,422,000 | 2,698,000 | 2,673,000 |
| Securities held to maturity | 282,000 | 274,000 | 184,000 | 116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,694,000 | 14,655,000 | 15,944,000 | 15,530,000 |
| Interest-bearing deposits | 13,363,000 | 12,514,000 | 12,758,000 | 12,998,000 |
| Noninterest-bearing deposits | 2,331,000 | 2,141,000 | 3,186,000 | 2,532,000 |
| Equity capital | 2,147,000 | 2,211,000 | 2,292,000 | 2,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 656,000 | 989,000 | 1,303,000 |
| Interest expense | 151,000 | 306,000 | 446,000 | 578,000 |
| Net interest income | 169,000 | 350,000 | 543,000 | 725,000 |
| Noninterest income | 25,000 | 46,000 | 68,000 | 88,000 |
| Noninterest expense | 153,000 | 274,000 | 405,000 | 532,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 41,000 | 122,000 | 204,000 | 279,000 |
| Income tax | 16,000 | 32,000 | 49,000 | 65,000 |
| Net income | 25,000 | 90,000 | 155,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,110,000 | 2,175,000 | 2,240,000 | 2,307,000 |
| Total capital | 2,283,000 | 2,350,000 | 2,413,000 | 2,482,000 |
| Risk-weighted assets | 13,815,000 | 14,135,000 | 13,787,000 | 13,921,000 |