Call reports 2025
PINNACLE BANK, INC — 2025
What PINNACLE BANK, INC reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 55,607,000 | 55,643,000 | 57,970,000 | 59,076,000 |
| Total loans | 31,958,000 | 34,464,000 | 36,346,000 | 37,335,000 |
| Allowance for loan losses | 553,000 | 434,000 | 457,000 | 479,000 |
| Securities available for sale | 14,553,000 | 15,598,000 | 10,695,000 | 14,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,078,000 | 43,937,000 | 46,829,000 | 48,024,000 |
| Interest-bearing deposits | 32,618,000 | 33,957,000 | 33,703,000 | 35,718,000 |
| Noninterest-bearing deposits | 11,460,000 | 9,980,000 | 13,126,000 | 12,306,000 |
| Equity capital | 9,505,000 | 9,706,000 | 9,924,000 | 9,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,642,000 | 2,497,000 | 3,335,000 |
| Interest expense | 301,000 | 586,000 | 870,000 | 1,154,000 |
| Net interest income | 499,000 | 1,056,000 | 1,627,000 | 2,181,000 |
| Noninterest income | 45,000 | 133,000 | 166,000 | 243,000 |
| Noninterest expense | 413,000 | 835,000 | 1,239,000 | 1,718,000 |
| Provision for loan losses | 5,000 | 20,000 | 40,000 | 70,000 |
| Pretax income | 126,000 | 334,000 | 514,000 | 636,000 |
| Income tax | 22,000 | 66,000 | 104,000 | 140,000 |
| Net income | 104,000 | 268,000 | 410,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,611,000 | 8,775,000 | 8,917,000 | 8,792,000 |