Call reports 2022
PINNACLE BANK, INC — 2022
What PINNACLE BANK, INC reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 52,819,000 | 52,584,000 | 54,138,000 | 54,524,000 |
| Total loans | 32,070,000 | 32,015,000 | 32,390,000 | 32,927,000 |
| Allowance for loan losses | 570,000 | 581,000 | 606,000 | 611,000 |
| Securities available for sale | 7,510,000 | 12,297,000 | 14,675,000 | 14,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,156,000 | 42,986,000 | 43,692,000 | 40,936,000 |
| Interest-bearing deposits | 29,867,000 | 29,120,000 | 29,122,000 | 26,314,000 |
| Noninterest-bearing deposits | 13,289,000 | 13,866,000 | 14,570,000 | 14,622,000 |
| Equity capital | 8,506,000 | 8,508,000 | 8,315,000 | 8,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 996,000 | 1,583,000 | 2,220,000 |
| Interest expense | 41,000 | 83,000 | 126,000 | 185,000 |
| Net interest income | 435,000 | 913,000 | 1,457,000 | 2,035,000 |
| Noninterest income | 47,000 | 173,000 | 224,000 | 277,000 |
| Noninterest expense | 394,000 | 764,000 | 1,143,000 | 1,566,000 |
| Provision for loan losses | 7,000 | 18,000 | 23,000 | 30,000 |
| Pretax income | 81,000 | 304,000 | 515,000 | 716,000 |
| Income tax | 13,000 | 63,000 | 109,000 | 134,000 |
| Net income | 68,000 | 241,000 | 406,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,575,000 | 7,749,000 | 7,914,000 | 7,895,000 |