Call reports 2021
PINNACLE BANK, INC — 2021
What PINNACLE BANK, INC reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 51,690,000 | 51,510,000 | 52,118,000 | 53,304,000 |
| Total loans | 35,101,000 | 36,112,000 | 33,251,000 | 33,286,000 |
| Allowance for loan losses | 493,000 | 532,000 | 540,000 | 563,000 |
| Securities available for sale | 5,994,000 | 6,011,000 | 5,933,000 | 5,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,939,000 | 41,491,000 | 42,054,000 | 42,368,000 |
| Interest-bearing deposits | 30,925,000 | 30,436,000 | 30,064,000 | 29,881,000 |
| Noninterest-bearing deposits | 11,014,000 | 11,055,000 | 11,990,000 | 12,487,000 |
| Equity capital | 8,663,000 | 8,868,000 | 8,917,000 | 8,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,244,000 | 1,743,000 | 2,239,000 |
| Interest expense | 59,000 | 103,000 | 145,000 | 186,000 |
| Net interest income | 471,000 | 1,141,000 | 1,598,000 | 2,053,000 |
| Noninterest income | 56,000 | 99,000 | 141,000 | 260,000 |
| Noninterest expense | 402,000 | 822,000 | 1,231,000 | 1,655,000 |
| Provision for loan losses | 22,000 | 60,000 | 67,000 | 90,000 |
| Pretax income | 103,000 | 358,000 | 441,000 | 568,000 |
| Income tax | -1,000 | 58,000 | 72,000 | 108,000 |
| Net income | 104,000 | 300,000 | 369,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,343,000 | 7,539,000 | 7,608,000 | 7,508,000 |