Call reports 2020
PINNACLE BANK, INC — 2020
What PINNACLE BANK, INC reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 50,449,000 | 50,593,000 | 49,037,000 | 50,635,000 |
| Total loans | 36,003,000 | 36,308,000 | 36,199,000 | 36,527,000 |
| Allowance for loan losses | 433,000 | 437,000 | 456,000 | 469,000 |
| Securities available for sale | 4,565,000 | 5,575,000 | 5,995,000 | 6,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,847,000 | 40,811,000 | 39,000,000 | 40,841,000 |
| Interest-bearing deposits | 30,446,000 | 30,432,000 | 29,557,000 | 30,519,000 |
| Noninterest-bearing deposits | 8,401,000 | 10,379,000 | 9,443,000 | 10,322,000 |
| Equity capital | 8,407,000 | 8,639,000 | 8,736,000 | 8,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,198,000 | 1,783,000 | 2,323,000 |
| Interest expense | 116,000 | 219,000 | 303,000 | 375,000 |
| Net interest income | 508,000 | 979,000 | 1,480,000 | 1,948,000 |
| Noninterest income | 58,000 | 98,000 | 151,000 | 180,000 |
| Noninterest expense | 441,000 | 879,000 | 1,308,000 | 1,741,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 102,000 | 153,000 | 255,000 | 297,000 |
| Income tax | 15,000 | 19,000 | 33,000 | 37,000 |
| Net income | 87,000 | 134,000 | 222,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,221,000 | 7,287,000 | 7,375,000 | 7,239,000 |