Call reports 2019
PINNACLE BANK, INC — 2019
What PINNACLE BANK, INC reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,247,000 | 50,200,000 | 49,996,000 | 51,247,000 |
| Total loans | 38,895,000 | 38,741,000 | 37,797,000 | 37,502,000 |
| Allowance for loan losses | 495,000 | 522,000 | 487,000 | 465,000 |
| Securities available for sale | 4,335,000 | 4,426,000 | 4,439,000 | 4,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,427,000 | 38,667,000 | 38,322,000 | 38,635,000 |
| Interest-bearing deposits | 29,082,000 | 29,921,000 | 29,760,000 | 29,853,000 |
| Noninterest-bearing deposits | 9,345,000 | 8,746,000 | 8,562,000 | 8,782,000 |
| Equity capital | 8,209,000 | 8,384,000 | 8,502,000 | 8,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,324,000 | 1,976,000 | 2,617,000 |
| Interest expense | 99,000 | 215,000 | 336,000 | 455,000 |
| Net interest income | 552,000 | 1,109,000 | 1,640,000 | 2,162,000 |
| Noninterest income | 43,000 | 96,000 | 152,000 | 202,000 |
| Noninterest expense | 419,000 | 839,000 | 1,270,000 | 1,726,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 146,000 | 312,000 | 438,000 | 524,000 |
| Income tax | 25,000 | 54,000 | 74,000 | 87,000 |
| Net income | 121,000 | 258,000 | 364,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,900,000 | 7,056,000 | 7,181,000 | 7,116,000 |
| Total capital | 7,364,000 | 7,520,000 | 7,637,000 | 7,581,000 |
| Risk-weighted assets | 37,111,000 | 37,023,000 | 36,475,000 | 37,595,000 |