Call reports 2018
PINNACLE BANK, INC — 2018
What PINNACLE BANK, INC reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 51,403,000 | 50,333,000 | 49,592,000 | 48,819,000 |
| Total loans | 39,239,000 | 38,472,000 | 39,101,000 | 38,747,000 |
| Allowance for loan losses | 514,000 | 534,000 | 473,000 | 492,000 |
| Securities available for sale | 4,382,000 | 4,225,000 | 4,190,000 | 4,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,331,000 | 38,218,000 | 37,946,000 | 37,167,000 |
| Interest-bearing deposits | 28,504,000 | 27,684,000 | 27,774,000 | 27,652,000 |
| Noninterest-bearing deposits | 10,827,000 | 10,534,000 | 10,172,000 | 9,515,000 |
| Equity capital | 7,787,000 | 7,925,000 | 8,054,000 | 8,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,235,000 | 1,887,000 | 2,525,000 |
| Interest expense | 71,000 | 151,000 | 235,000 | 326,000 |
| Net interest income | 550,000 | 1,084,000 | 1,652,000 | 2,199,000 |
| Noninterest income | 54,000 | 113,000 | 165,000 | 211,000 |
| Noninterest expense | 400,000 | 800,000 | 1,210,000 | 1,659,000 |
| Provision for loan losses | 21,000 | 43,000 | 62,000 | 79,000 |
| Pretax income | 183,000 | 354,000 | 538,000 | 653,000 |
| Income tax | 34,000 | 65,000 | 99,000 | 120,000 |
| Net income | 149,000 | 289,000 | 439,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,463,000 | 6,622,000 | 6,790,000 | 6,760,000 |
| Total capital | 6,923,000 | 7,074,000 | 7,248,000 | 7,219,000 |
| Risk-weighted assets | 36,768,000 | 36,084,000 | 36,656,000 | 36,675,000 |