Call reports 2017
PINNACLE BANK, INC — 2017
What PINNACLE BANK, INC reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 49,250,000 | 49,936,000 | 52,282,000 | 51,557,000 |
| Total loans | 40,006,000 | 40,465,000 | 40,700,000 | 40,566,000 |
| Allowance for loan losses | 464,000 | 485,000 | 504,000 | 492,000 |
| Securities available for sale | 3,266,000 | 3,295,000 | 3,254,000 | 3,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,904,000 | 38,439,000 | 39,039,000 | 39,034,000 |
| Interest-bearing deposits | 27,749,000 | 28,324,000 | 28,511,000 | 27,797,000 |
| Noninterest-bearing deposits | 10,155,000 | 10,115,000 | 10,528,000 | 11,237,000 |
| Equity capital | 7,534,000 | 7,662,000 | 7,773,000 | 7,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,181,000 | 1,796,000 | 2,425,000 |
| Interest expense | 59,000 | 120,000 | 188,000 | 261,000 |
| Net interest income | 521,000 | 1,061,000 | 1,608,000 | 2,164,000 |
| Noninterest income | 47,000 | 96,000 | 146,000 | 185,000 |
| Noninterest expense | 413,000 | 828,000 | 1,241,000 | 1,675,000 |
| Provision for loan losses | 16,000 | 40,000 | 61,000 | 82,000 |
| Pretax income | 127,000 | 277,000 | 440,000 | 577,000 |
| Income tax | 37,000 | 82,000 | 131,000 | 209,000 |
| Net income | 90,000 | 195,000 | 309,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,140,000 | 6,261,000 | 6,390,000 | 6,334,000 |
| Total capital | 6,598,000 | 6,723,000 | 6,861,000 | 6,803,000 |
| Risk-weighted assets | 36,626,000 | 36,937,000 | 37,623,000 | 37,525,000 |