Call reports 2013
PINNACLE BANK, INC — 2013
What PINNACLE BANK, INC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 34,809,000 | 35,565,000 | 39,897,000 | 42,281,000 |
| Total loans | 23,256,000 | 26,703,000 | 29,736,000 | 30,726,000 |
| Allowance for loan losses | 310,000 | 370,000 | 411,000 | 434,000 |
| Securities available for sale | 2,865,000 | 2,666,000 | 2,661,000 | 2,645,000 |
| Securities held to maturity | 1,136,000 | 1,046,000 | 1,046,000 | 1,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,046,000 | 28,536,000 | 29,060,000 | 32,445,000 |
| Interest-bearing deposits | 20,951,000 | 21,667,000 | 21,478,000 | 22,913,000 |
| Noninterest-bearing deposits | 7,095,000 | 6,869,000 | 7,582,000 | 9,532,000 |
| Equity capital | 6,669,000 | 6,595,000 | 6,662,000 | 6,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 825,000 | 1,308,000 | 1,804,000 |
| Interest expense | 34,000 | 67,000 | 102,000 | 138,000 |
| Net interest income | 346,000 | 758,000 | 1,206,000 | 1,666,000 |
| Noninterest income | 29,000 | 58,000 | 84,000 | 120,000 |
| Noninterest expense | 356,000 | 721,000 | 1,089,000 | 1,544,000 |
| Provision for loan losses | 11,000 | 74,000 | 118,000 | 141,000 |
| Pretax income | 8,000 | 59,000 | 121,000 | 139,000 |
| Income tax | 0 | 3,000 | 15,000 | 13,000 |
| Net income | 8,000 | 56,000 | 106,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,842,000 | 4,909,000 | 4,978,000 | 5,017,000 |
| Total capital | 5,122,000 | 5,217,000 | 5,321,000 | 5,377,000 |
| Risk-weighted assets | 22,366,000 | 24,578,000 | 27,358,000 | 28,754,000 |