Call reports 2012
PINNACLE BANK, INC — 2012
What PINNACLE BANK, INC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,133,000 | 29,285,000 | 31,228,000 | 31,635,000 |
| Total loans | 18,565,000 | 20,408,000 | 21,322,000 | 22,068,000 |
| Allowance for loan losses | 315,000 | 301,000 | 301,000 | 301,000 |
| Securities available for sale | 2,268,000 | 1,956,000 | 2,506,000 | 2,368,000 |
| Securities held to maturity | 1,716,000 | 1,716,000 | 1,216,000 | 1,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,026,000 | 24,090,000 | 25,959,000 | 26,363,000 |
| Interest-bearing deposits | 17,555,000 | 18,957,000 | 20,309,000 | 20,315,000 |
| Noninterest-bearing deposits | 5,471,000 | 5,133,000 | 5,650,000 | 6,049,000 |
| Equity capital | 5,022,000 | 5,096,000 | 5,138,000 | 5,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 703,000 | 1,084,000 | 1,459,000 |
| Interest expense | 36,000 | 71,000 | 107,000 | 144,000 |
| Net interest income | 300,000 | 632,000 | 977,000 | 1,315,000 |
| Noninterest income | 23,000 | 48,000 | 60,000 | 87,000 |
| Noninterest expense | 304,000 | 603,000 | 939,000 | 1,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 121,000 | 174,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 121,000 | 174,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,050,000 | 3,157,000 | 3,230,000 | 3,295,000 |
| Total capital | 3,291,000 | 3,408,000 | 3,490,000 | 3,560,000 |
| Risk-weighted assets | 19,173,000 | 20,059,000 | 20,762,000 | 21,148,000 |