Call reports 2011
PINNACLE BANK, INC — 2011
What PINNACLE BANK, INC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,649,000 | 28,050,000 | 28,389,000 | 28,389,000 |
| Total loans | 14,781,000 | 16,379,000 | 18,117,000 | 18,579,000 |
| Allowance for loan losses | 363,000 | 363,000 | 363,000 | 355,000 |
| Securities available for sale | 3,293,000 | 3,121,000 | 2,683,000 | 2,674,000 |
| Securities held to maturity | 2,022,000 | 1,922,000 | 1,792,000 | 1,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,659,000 | 23,017,000 | 23,312,000 | 23,313,000 |
| Interest-bearing deposits | 17,600,000 | 17,675,000 | 17,546,000 | 17,230,000 |
| Noninterest-bearing deposits | 5,059,000 | 5,342,000 | 5,766,000 | 6,083,000 |
| Equity capital | 4,904,000 | 4,934,000 | 4,945,000 | 4,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 638,000 | 976,000 | 1,325,000 |
| Interest expense | 44,000 | 89,000 | 129,000 | 167,000 |
| Net interest income | 267,000 | 549,000 | 847,000 | 1,158,000 |
| Noninterest income | 34,000 | 49,000 | 73,000 | 98,000 |
| Noninterest expense | 317,000 | 645,000 | 960,000 | 1,279,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 75,000 | 126,000 | 143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 75,000 | 126,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,806,000 | 2,894,000 | 2,963,000 | 2,999,000 |
| Total capital | 3,021,000 | 3,119,000 | 3,199,000 | 3,244,000 |
| Risk-weighted assets | 17,051,000 | 17,882,000 | 18,746,000 | 19,462,000 |