Call reports 2010
PINNACLE BANK, INC — 2010
What PINNACLE BANK, INC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 24,671,000 | 29,174,000 | 27,474,000 | 26,650,000 |
| Total loans | 12,171,000 | 11,833,000 | 12,986,000 | 14,100,000 |
| Allowance for loan losses | 170,000 | 180,000 | 372,000 | 364,000 |
| Securities available for sale | 3,006,000 | 3,582,000 | 3,686,000 | 3,581,000 |
| Securities held to maturity | 4,717,000 | 4,075,000 | 3,679,000 | 2,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,426,000 | 25,882,000 | 22,326,000 | 21,642,000 |
| Interest-bearing deposits | 16,364,000 | 16,482,000 | 16,665,000 | 16,616,000 |
| Noninterest-bearing deposits | 5,063,000 | 9,400,000 | 5,661,000 | 5,026,000 |
| Equity capital | 3,133,000 | 3,164,000 | 4,916,000 | 4,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 656,000 | 980,000 | 1,309,000 |
| Interest expense | 65,000 | 127,000 | 182,000 | 230,000 |
| Net interest income | 258,000 | 529,000 | 798,000 | 1,079,000 |
| Noninterest income | 16,000 | 35,000 | 35,000 | 53,000 |
| Noninterest expense | 262,000 | 575,000 | 984,000 | 1,310,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | -68,000 | -91,000 | -231,000 | -258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -68,000 | -91,000 | -231,000 | -258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,968,000 | 2,944,000 | 2,790,000 | 2,781,000 |
| Total capital | 3,138,000 | 3,124,000 | 3,012,000 | 2,999,000 |
| Risk-weighted assets | 17,105,000 | 17,564,000 | 17,584,000 | 17,305,000 |