Call reports 2009
PINNACLE BANK, INC — 2009
What PINNACLE BANK, INC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,834,000 | 24,263,000 | 24,293,000 | 23,902,000 |
| Total loans | 12,589,000 | 13,719,000 | 13,528,000 | 12,946,000 |
| Allowance for loan losses | 199,000 | 186,000 | 191,000 | 186,000 |
| Securities available for sale | 3,893,000 | 3,820,000 | 3,776,000 | 3,555,000 |
| Securities held to maturity | 4,082,000 | 4,007,000 | 3,927,000 | 3,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,209,000 | 20,741,000 | 21,058,000 | 20,433,000 |
| Interest-bearing deposits | 16,425,000 | 16,232,000 | 16,555,000 | 16,160,000 |
| Noninterest-bearing deposits | 4,784,000 | 4,509,000 | 4,503,000 | 4,273,000 |
| Equity capital | 2,494,000 | 2,817,000 | 3,114,000 | 3,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 757,000 | 1,142,000 | 1,462,000 |
| Interest expense | 98,000 | 189,000 | 276,000 | 351,000 |
| Net interest income | 230,000 | 568,000 | 866,000 | 1,111,000 |
| Noninterest income | 49,000 | 74,000 | 113,000 | 138,000 |
| Noninterest expense | 281,000 | 545,000 | 804,000 | 1,072,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 27,000 |
| Pretax income | -2,000 | 97,000 | 170,000 | 150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | 97,000 | 170,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,902,000 | 3,001,000 | 3,073,000 | 3,036,000 |
| Total capital | 3,101,000 | 3,187,000 | 3,264,000 | 3,222,000 |
| Risk-weighted assets | 18,716,000 | 19,260,000 | 17,812,000 | 18,014,000 |