Call reports 2001
PINNACLE BANK, INC — 2001
What PINNACLE BANK, INC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,856,000 | 28,044,000 | 28,317,000 | 28,233,000 |
| Total loans | 18,497,000 | 18,224,000 | 17,559,000 | 16,790,000 |
| Allowance for loan losses | 236,000 | 256,000 | 267,000 | 202,000 |
| Securities available for sale | 4,039,000 | 4,017,000 | 4,554,000 | 6,231,000 |
| Securities held to maturity | 1,790,000 | 1,790,000 | 1,490,000 | 1,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,789,000 | 24,949,000 | 25,270,000 | 25,262,000 |
| Interest-bearing deposits | 21,247,000 | 20,681,000 | 21,321,000 | 20,383,000 |
| Noninterest-bearing deposits | 4,542,000 | 4,268,000 | 3,949,000 | 4,880,000 |
| Equity capital | 2,814,000 | 2,819,000 | 2,741,000 | 2,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,140,000 | 1,647,000 | 2,116,000 |
| Interest expense | 266,000 | 514,000 | 752,000 | 952,000 |
| Net interest income | 334,000 | 626,000 | 895,000 | 1,164,000 |
| Noninterest income | 12,000 | 31,000 | 59,000 | 80,000 |
| Noninterest expense | 214,000 | 452,000 | 676,000 | 918,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 52,000 |
| Pretax income | 108,000 | 157,000 | 206,000 | 314,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 74,000 |
| Net income | 78,000 | 97,000 | 116,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,760,000 | 2,780,000 | 2,701,000 | 2,703,000 |
| Total capital | 2,988,000 | 3,005,000 | 2,920,000 | 2,905,000 |
| Risk-weighted assets | 18,195,000 | 17,942,000 | 17,501,000 | 18,767,000 |