Call reports 2012
FIRST STATE BANK, THE — 2012
What FIRST STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,479,000 | 41,101,000 | 41,353,000 | 39,004,000 |
| Total loans | 17,301,000 | 17,037,000 | 16,111,000 | 17,553,000 |
| Allowance for loan losses | 233,000 | 225,000 | 227,000 | 239,000 |
| Securities available for sale | 18,570,000 | 17,909,000 | 17,236,000 | 15,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,807,000 | 35,469,000 | 35,596,000 | 33,052,000 |
| Interest-bearing deposits | 25,702,000 | 25,637,000 | 25,767,000 | 22,570,000 |
| Noninterest-bearing deposits | 10,105,000 | 9,832,000 | 9,829,000 | 10,482,000 |
| Equity capital | 5,548,000 | 5,515,000 | 5,624,000 | 5,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 723,000 | 1,068,000 | 1,392,000 |
| Interest expense | 66,000 | 121,000 | 174,000 | 216,000 |
| Net interest income | 302,000 | 602,000 | 894,000 | 1,176,000 |
| Noninterest income | 47,000 | 108,000 | 297,000 | 370,000 |
| Noninterest expense | 406,000 | 831,000 | 1,229,000 | 1,671,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | -57,000 | -90,000 | -7,000 | 237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -57,000 | -90,000 | -7,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,421,000 | 5,388,000 | 5,471,000 | 5,715,000 |
| Total capital | 5,654,000 | 5,613,000 | 5,698,000 | 5,954,000 |
| Risk-weighted assets | 19,770,000 | 19,201,000 | 19,456,000 | 19,843,000 |