Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,802,000 | 38,526,000 | 38,669,000 | 38,178,000 |
| Total loans | 18,793,000 | 19,533,000 | 19,204,000 | 19,423,000 |
| Allowance for loan losses | 212,000 | 274,000 | 220,000 | 308,000 |
| Securities available for sale | 14,269,000 | 12,133,000 | 14,149,000 | 15,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,808,000 | 32,472,000 | 32,506,000 | 32,299,000 |
| Interest-bearing deposits | 26,302,000 | 24,970,000 | 24,962,000 | 24,276,000 |
| Noninterest-bearing deposits | 7,506,000 | 7,502,000 | 7,544,000 | 8,023,000 |
| Equity capital | 5,862,000 | 5,916,000 | 5,958,000 | 5,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 850,000 | 1,246,000 | 1,640,000 |
| Interest expense | 101,000 | 193,000 | 283,000 | 368,000 |
| Net interest income | 338,000 | 657,000 | 963,000 | 1,272,000 |
| Noninterest income | 80,000 | 157,000 | 243,000 | 314,000 |
| Noninterest expense | 385,000 | 838,000 | 1,240,000 | 1,729,000 |
| Provision for loan losses | 0 | 95,000 | 95,000 | 195,000 |
| Pretax income | 33,000 | 15,000 | 5,000 | -218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 15,000 | 5,000 | -218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,756,000 | 5,738,000 | 5,728,000 | 5,505,000 |
| Total capital | 5,968,000 | 6,005,000 | 5,948,000 | 5,780,000 |
| Risk-weighted assets | 22,756,000 | 21,332,000 | 21,219,000 | 21,932,000 |