Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,995,000 | 38,941,000 | 40,223,000 | 39,537,000 |
| Total loans | 19,039,000 | 18,569,000 | 17,219,000 | 18,484,000 |
| Allowance for loan losses | 302,000 | 236,000 | 234,000 | 276,000 |
| Securities available for sale | 15,199,000 | 13,601,000 | 13,960,000 | 15,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,195,000 | 33,042,000 | 34,128,000 | 33,584,000 |
| Interest-bearing deposits | 26,848,000 | 26,298,000 | 27,062,000 | 26,110,000 |
| Noninterest-bearing deposits | 7,347,000 | 6,744,000 | 7,066,000 | 7,473,000 |
| Equity capital | 5,700,000 | 5,811,000 | 5,921,000 | 5,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,026,000 | 1,480,000 | 1,943,000 |
| Interest expense | 144,000 | 276,000 | 409,000 | 531,000 |
| Net interest income | 387,000 | 750,000 | 1,071,000 | 1,412,000 |
| Noninterest income | 66,000 | 142,000 | 219,000 | 303,000 |
| Noninterest expense | 431,000 | 829,000 | 1,252,000 | 1,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 60,000 | 101,000 | 84,000 | 2,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 101,000 | 84,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,782,000 | 5,823,000 | 5,805,000 | 5,723,000 |
| Total capital | 6,056,000 | 6,059,000 | 6,039,000 | 5,999,000 |
| Risk-weighted assets | 21,901,000 | 21,326,000 | 21,943,000 | 22,166,000 |