Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,807,000 | 39,680,000 | 39,995,000 | 39,816,000 |
| Total loans | 19,360,000 | 19,540,000 | 18,089,000 | 19,394,000 |
| Allowance for loan losses | 233,000 | 230,000 | 322,000 | 319,000 |
| Securities available for sale | 15,126,000 | 13,993,000 | 13,963,000 | 14,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,908,000 | 33,914,000 | 34,346,000 | 34,190,000 |
| Interest-bearing deposits | 26,098,000 | 26,964,000 | 25,549,000 | 26,393,000 |
| Noninterest-bearing deposits | 6,810,000 | 6,950,000 | 8,797,000 | 7,797,000 |
| Equity capital | 5,734,000 | 5,644,000 | 5,522,000 | 5,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,143,000 | 1,684,000 | 2,208,000 |
| Interest expense | 226,000 | 435,000 | 618,000 | 779,000 |
| Net interest income | 364,000 | 708,000 | 1,066,000 | 1,429,000 |
| Noninterest income | 74,000 | 158,000 | 252,000 | 329,000 |
| Noninterest expense | 377,000 | 785,000 | 1,188,000 | 1,644,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 90,000 |
| Pretax income | 61,000 | 81,000 | 40,000 | 24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 81,000 | 40,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,759,000 | 5,779,000 | 5,738,000 | 5,722,000 |
| Total capital | 5,992,000 | 6,009,000 | 6,009,000 | 5,997,000 |
| Risk-weighted assets | 21,533,000 | 22,265,000 | 21,618,000 | 21,949,000 |