Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,262,000 | 38,123,000 | 38,642,000 | 38,085,000 |
| Total loans | 14,806,000 | 14,957,000 | 15,001,000 | 16,761,000 |
| Allowance for loan losses | 455,000 | 431,000 | 435,000 | 279,000 |
| Securities available for sale | 17,650,000 | 19,224,000 | 17,261,000 | 16,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,475,000 | 32,377,000 | 32,859,000 | 32,334,000 |
| Interest-bearing deposits | 25,501,000 | 25,731,000 | 26,058,000 | 25,397,000 |
| Noninterest-bearing deposits | 6,974,000 | 6,646,000 | 6,801,000 | 6,937,000 |
| Equity capital | 5,634,000 | 5,605,000 | 5,612,000 | 5,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,150,000 | 1,721,000 | 2,312,000 |
| Interest expense | 228,000 | 461,000 | 695,000 | 926,000 |
| Net interest income | 330,000 | 689,000 | 1,026,000 | 1,386,000 |
| Noninterest income | 60,000 | 111,000 | 177,000 | 247,000 |
| Noninterest expense | 403,000 | 787,000 | 1,180,000 | 1,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | 13,000 | 23,000 | -19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | 13,000 | 23,000 | -19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,761,000 | 5,786,000 | 5,740,000 | 5,698,000 |
| Total capital | 6,001,000 | 5,986,000 | 5,974,000 | 5,951,000 |
| Risk-weighted assets | 18,964,000 | 15,759,000 | 18,481,000 | 20,222,000 |