Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,509,000 | 38,552,000 | 37,947,000 | 38,070,000 |
| Total loans | 14,266,000 | 14,694,000 | 13,457,000 | 14,641,000 |
| Allowance for loan losses | 366,000 | 360,000 | 367,000 | 450,000 |
| Securities available for sale | 8,529,000 | 8,251,000 | 12,526,000 | 17,378,000 |
| Securities held to maturity | 10,760,000 | 10,724,000 | 6,494,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,505,000 | 32,589,000 | 31,895,000 | 32,310,000 |
| Interest-bearing deposits | 26,813,000 | 25,952,000 | 25,316,000 | 25,467,000 |
| Noninterest-bearing deposits | 6,692,000 | 6,637,000 | 6,579,000 | 6,843,000 |
| Equity capital | 5,885,000 | 5,843,000 | 5,905,000 | 5,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,006,000 | 1,528,000 | 2,066,000 |
| Interest expense | 184,000 | 375,000 | 571,000 | 786,000 |
| Net interest income | 329,000 | 631,000 | 957,000 | 1,280,000 |
| Noninterest income | 57,000 | 123,000 | 182,000 | 242,000 |
| Noninterest expense | 410,000 | 824,000 | 1,197,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 68,000 |
| Pretax income | -24,000 | -70,000 | -58,000 | -247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -24,000 | -70,000 | -58,000 | -247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,996,000 | 5,951,000 | 5,962,000 | 5,774,000 |
| Total capital | 6,242,000 | 6,200,000 | 6,184,000 | 6,011,000 |
| Risk-weighted assets | 19,524,000 | 19,842,000 | 17,629,000 | 18,760,000 |