Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,342,000 | 37,843,000 | 37,407,000 | 36,468,000 |
| Total loans | 14,891,000 | 14,702,000 | 14,132,000 | 14,290,000 |
| Allowance for loan losses | 426,000 | 390,000 | 365,000 | 363,000 |
| Securities available for sale | 7,802,000 | 7,283,000 | 6,805,000 | 6,978,000 |
| Securities held to maturity | 12,860,000 | 12,769,000 | 11,852,000 | 11,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,167,000 | 31,698,000 | 31,250,000 | 30,505,000 |
| Interest-bearing deposits | 26,300,000 | 24,374,000 | 24,429,000 | 24,272,000 |
| Noninterest-bearing deposits | 6,867,000 | 7,324,000 | 6,821,000 | 6,234,000 |
| Equity capital | 6,108,000 | 6,078,000 | 6,070,000 | 5,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 891,000 | 1,342,000 | 1,785,000 |
| Interest expense | 103,000 | 211,000 | 330,000 | 455,000 |
| Net interest income | 349,000 | 680,000 | 1,012,000 | 1,330,000 |
| Noninterest income | 56,000 | 117,000 | 170,000 | 229,000 |
| Noninterest expense | 352,000 | 753,000 | 1,141,000 | 1,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 44,000 | 41,000 | -100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 44,000 | 41,000 | -100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,173,000 | 6,164,000 | 6,161,000 | 6,021,000 |
| Total capital | 6,436,000 | 6,424,000 | 6,402,000 | 6,260,000 |
| Risk-weighted assets | 20,896,000 | 20,702,000 | 19,181,000 | 18,985,000 |