Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,181,000 | 41,741,000 | 40,779,000 | 40,132,000 |
| Total loans | 13,111,000 | 12,714,000 | 13,543,000 | 14,853,000 |
| Allowance for loan losses | 584,000 | 554,000 | 496,000 | 467,000 |
| Securities available for sale | 2,677,000 | 5,512,000 | 5,313,000 | 6,694,000 |
| Securities held to maturity | 17,055,000 | 15,462,000 | 14,280,000 | 13,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,398,000 | 35,093,000 | 34,099,000 | 33,672,000 |
| Interest-bearing deposits | 28,490,000 | 28,746,000 | 27,901,000 | 27,046,000 |
| Noninterest-bearing deposits | 5,908,000 | 6,347,000 | 6,198,000 | 6,627,000 |
| Equity capital | 6,701,000 | 6,584,000 | 6,619,000 | 6,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 890,000 | 1,306,000 | 1,736,000 |
| Interest expense | 124,000 | 235,000 | 343,000 | 445,000 |
| Net interest income | 349,000 | 655,000 | 963,000 | 1,291,000 |
| Noninterest income | 62,000 | 134,000 | 202,000 | 242,000 |
| Noninterest expense | 365,000 | 795,000 | 1,183,000 | 1,703,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 48,000 | -4,000 | -15,000 | -217,000 |
| Income tax | -32,000 | -32,000 | -32,000 | -32,000 |
| Net income | 80,000 | 28,000 | 17,000 | -185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,694,000 | 6,642,000 | 6,631,000 | 6,429,000 |
| Total capital | 6,950,000 | 6,894,000 | 6,890,000 | 6,701,000 |
| Risk-weighted assets | 20,183,000 | 19,883,000 | 20,461,000 | 21,556,000 |