Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,224,000 | 41,475,000 | 41,670,000 | 40,784,000 |
| Total loans | 16,061,000 | 15,203,000 | 14,126,000 | 13,834,000 |
| Allowance for loan losses | 735,000 | 1,066,000 | 1,010,000 | 592,000 |
| Securities available for sale | 0 | 0 | 0 | 634,000 |
| Securities held to maturity | 20,534,000 | 21,613,000 | 20,920,000 | 20,089,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,076,000 | 34,600,000 | 34,802,000 | 34,068,000 |
| Interest-bearing deposits | 29,285,000 | 29,027,000 | 28,649,000 | 28,000,000 |
| Noninterest-bearing deposits | 6,791,000 | 5,573,000 | 6,154,000 | 6,068,000 |
| Equity capital | 6,991,000 | 6,686,000 | 6,684,000 | 6,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,132,000 | 1,630,000 | 2,074,000 |
| Interest expense | 190,000 | 360,000 | 511,000 | 644,000 |
| Net interest income | 383,000 | 772,000 | 1,119,000 | 1,430,000 |
| Noninterest income | 71,000 | 145,000 | 218,000 | 270,000 |
| Noninterest expense | 381,000 | 805,000 | 1,224,000 | 1,647,000 |
| Provision for loan losses | 60,000 | 427,000 | 427,000 | 427,000 |
| Pretax income | 13,000 | -315,000 | -307,000 | -367,000 |
| Income tax | 3,000 | -20,000 | -10,000 | 0 |
| Net income | 10,000 | -295,000 | -297,000 | -367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,991,000 | 6,686,000 | 6,684,000 | 6,614,000 |
| Total capital | 7,264,000 | 6,924,000 | 6,949,000 | 6,875,000 |
| Risk-weighted assets | 21,374,000 | 18,203,000 | 20,453,000 | 20,542,000 |