Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,835,000 | 41,055,000 | 41,926,000 | 42,334,000 |
| Total loans | 17,490,000 | 16,993,000 | 16,702,000 | 16,736,000 |
| Allowance for loan losses | 627,000 | 542,000 | 677,000 | 759,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,754,000 | 19,752,000 | 20,688,000 | 20,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,806,000 | 33,933,000 | 34,479,000 | 35,237,000 |
| Interest-bearing deposits | 28,537,000 | 27,711,000 | 28,250,000 | 28,632,000 |
| Noninterest-bearing deposits | 6,269,000 | 6,222,000 | 6,229,000 | 6,605,000 |
| Equity capital | 6,826,000 | 6,897,000 | 7,151,000 | 6,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,299,000 | 2,058,000 | 2,681,000 |
| Interest expense | 234,000 | 452,000 | 659,000 | 857,000 |
| Net interest income | 469,000 | 847,000 | 1,399,000 | 1,824,000 |
| Noninterest income | 54,000 | 131,000 | 209,000 | 288,000 |
| Noninterest expense | 340,000 | 707,000 | 1,062,000 | 1,520,000 |
| Provision for loan losses | 0 | 0 | 0 | 158,000 |
| Pretax income | 183,000 | 271,000 | 546,000 | 434,000 |
| Income tax | 0 | 17,000 | 38,000 | 58,000 |
| Net income | 183,000 | 254,000 | 508,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,826,000 | 6,897,000 | 7,151,000 | 6,981,000 |
| Total capital | 7,103,000 | 7,167,000 | 7,416,000 | 7,257,000 |
| Risk-weighted assets | 21,774,000 | 21,327,000 | 20,766,000 | 21,604,000 |