Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,188,000 | 41,172,000 | 41,981,000 | 41,913,000 |
| Total loans | 18,633,000 | 18,881,000 | 17,656,000 | 17,666,000 |
| Allowance for loan losses | 529,000 | 523,000 | 557,000 | 628,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,342,000 | 17,891,000 | 19,897,000 | 20,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,158,000 | 33,779,000 | 34,389,000 | 34,758,000 |
| Interest-bearing deposits | 26,290,000 | 27,667,000 | 27,654,000 | 28,147,000 |
| Noninterest-bearing deposits | 5,868,000 | 6,112,000 | 6,735,000 | 6,611,000 |
| Equity capital | 7,102,000 | 7,086,000 | 7,223,000 | 7,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,489,000 | 2,240,000 | 2,998,000 |
| Interest expense | 314,000 | 636,000 | 950,000 | 1,224,000 |
| Net interest income | 405,000 | 853,000 | 1,290,000 | 1,774,000 |
| Noninterest income | 58,000 | 124,000 | 184,000 | 245,000 |
| Noninterest expense | 317,000 | 678,000 | 1,012,000 | 1,409,000 |
| Provision for loan losses | 0 | 160,000 | 160,000 | 426,000 |
| Pretax income | 146,000 | 139,000 | 302,000 | 184,000 |
| Income tax | 0 | 9,000 | 35,000 | 62,000 |
| Net income | 146,000 | 130,000 | 267,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,102,000 | 7,086,000 | 7,213,000 | 7,028,000 |
| Total capital | 7,383,000 | 7,367,000 | 7,486,000 | 7,303,000 |
| Risk-weighted assets | 22,208,000 | 22,235,000 | 21,520,000 | 21,679,000 |