Call reports 2003
FIRST PARKE STATE BANK — 2003
What FIRST PARKE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 118,613,000 | 117,071,000 | 114,873,000 | 121,488,000 |
| Total loans | 65,730,000 | 68,081,000 | 68,909,000 | 68,994,000 |
| Allowance for loan losses | 897,000 | 876,000 | 968,000 | 961,000 |
| Securities available for sale | 36,518,000 | 38,004,000 | 35,805,000 | 42,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,986,000 | 83,475,000 | 85,116,000 | 90,432,000 |
| Interest-bearing deposits | 75,939,000 | 71,138,000 | 73,206,000 | 77,169,000 |
| Noninterest-bearing deposits | 12,047,000 | 12,337,000 | 11,910,000 | 13,263,000 |
| Equity capital | 13,296,000 | 13,364,000 | 13,042,000 | 13,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,360,000 | 4,946,000 | 6,550,000 |
| Interest expense | 614,000 | 1,208,000 | 1,779,000 | 2,332,000 |
| Net interest income | 1,090,000 | 2,152,000 | 3,167,000 | 4,218,000 |
| Noninterest income | 172,000 | 332,000 | 510,000 | 730,000 |
| Noninterest expense | 592,000 | 1,169,000 | 1,749,000 | 2,268,000 |
| Provision for loan losses | 30,000 | 75,000 | 135,000 | 165,000 |
| Pretax income | 640,000 | 1,245,000 | 1,798,000 | 2,534,000 |
| Income tax | 169,000 | 348,000 | 497,000 | 728,000 |
| Net income | 471,000 | 897,000 | 1,301,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,535,000 | 12,548,000 | 12,430,000 | 12,483,000 |
| Total capital | 13,432,000 | 13,424,000 | 13,398,000 | 13,444,000 |
| Risk-weighted assets | 74,901,000 | 76,192,000 | 78,056,000 | 78,591,000 |