Call reports 2026
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED — 2026
What MORGANTOWN BANK & TRUST COMPANY, INCORPORATED reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 434,974,000 | 439,663,000 |
| Total loans | 343,383,000 | 354,448,000 |
| Allowance for loan losses | 2,371,000 | 2,469,000 |
| Securities available for sale | 50,831,000 | 49,695,000 |
| Securities held to maturity | 500,000 | 500,000 |
| Trading assets | 0 | 0 |
| Total deposits | 382,022,000 | 385,692,000 |
| Interest-bearing deposits | 324,477,000 | 326,743,000 |
| Noninterest-bearing deposits | 57,545,000 | 58,949,000 |
| Equity capital | 32,991,000 | 33,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,016,000 | 12,265,000 |
| Interest expense | 2,447,000 | 4,968,000 |
| Net interest income | 3,569,000 | 7,297,000 |
| Noninterest income | 631,000 | 1,383,000 |
| Noninterest expense | 3,030,000 | 6,169,000 |
| Provision for loan losses | 81,000 | 201,000 |
| Pretax income | 1,074,000 | 2,295,000 |
| Income tax | 241,000 | 516,000 |
| Net income | 833,000 | 1,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,196,000 | 35,992,000 |
| Total capital | 37,726,000 | 38,620,000 |
| Risk-weighted assets | 307,873,000 | 314,509,000 |