Call report 2025Q4
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED — 2025Q4
The 22 measures MORGANTOWN BANK & TRUST COMPANY, INCORPORATED reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 421,664,000 | USD | evidence → |
| Total loans | 333,622,000 | USD | evidence → |
| Allowance for loan losses | 2,301,000 | USD | evidence → |
| Securities available for sale | 53,770,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 369,604,000 | USD | evidence → |
| Interest-bearing deposits | 312,304,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,300,000 | USD | evidence → |
| Equity capital | 32,381,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,356,000 | USD | evidence → |
| Interest expense | 10,180,000 | USD | evidence → |
| Net interest income | 13,176,000 | USD | evidence → |
| Noninterest income | 2,501,000 | USD | evidence → |
| Noninterest expense | 10,937,000 | USD | evidence → |
| Provision for loan losses | 374,000 | USD | evidence → |
| Pretax income | 4,318,000 | USD | evidence → |
| Income tax | 955,000 | USD | evidence → |
| Net income | 3,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,513,000 | USD | evidence → |
| Total capital | 36,958,000 | USD | evidence → |
| Risk-weighted assets | 295,541,000 | USD | evidence → |