Call reports 2019
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED — 2019
What MORGANTOWN BANK & TRUST COMPANY, INCORPORATED reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 197,831,000 | 201,149,000 | 205,221,000 | 207,027,000 |
| Total loans | 150,586,000 | 153,764,000 | 154,327,000 | 155,632,000 |
| Allowance for loan losses | 1,278,000 | 1,268,000 | 1,237,000 | 1,229,000 |
| Securities available for sale | 17,178,000 | 13,722,000 | 18,125,000 | 19,378,000 |
| Securities held to maturity | 14,056,000 | 16,255,000 | 16,873,000 | 15,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,380,000 | 168,837,000 | 172,872,000 | 174,378,000 |
| Interest-bearing deposits | 138,165,000 | 140,952,000 | 143,288,000 | 145,331,000 |
| Noninterest-bearing deposits | 28,215,000 | 27,885,000 | 29,584,000 | 29,047,000 |
| Equity capital | 17,473,000 | 17,836,000 | 18,074,000 | 18,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,139,000 | 4,389,000 | 6,695,000 | 9,032,000 |
| Interest expense | 429,000 | 946,000 | 1,517,000 | 2,098,000 |
| Net interest income | 1,710,000 | 3,443,000 | 5,178,000 | 6,934,000 |
| Noninterest income | 278,000 | 667,000 | 1,560,000 | 1,930,000 |
| Noninterest expense | 1,745,000 | 3,456,000 | 5,734,000 | 7,481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 654,000 | 1,004,000 | 1,383,000 |
| Income tax | 41,000 | 113,000 | 176,000 | 202,000 |
| Net income | 202,000 | 541,000 | 828,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,525,000 | 17,812,000 | 18,047,000 | 18,178,000 |
| Total capital | 18,803,000 | 19,080,000 | 19,284,000 | 19,407,000 |
| Risk-weighted assets | 127,015,000 | 132,008,000 | 133,106,000 | 134,190,000 |