Call reports 2018
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED — 2018
What MORGANTOWN BANK & TRUST COMPANY, INCORPORATED reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 190,239,000 | 190,418,000 | 191,543,000 | 193,864,000 |
| Total loans | 143,295,000 | 143,861,000 | 148,670,000 | 151,256,000 |
| Allowance for loan losses | 1,289,000 | 1,264,000 | 1,253,000 | 1,264,000 |
| Securities available for sale | 14,129,000 | 19,132,000 | 19,006,000 | 18,621,000 |
| Securities held to maturity | 19,292,000 | 15,956,000 | 15,213,000 | 14,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,478,000 | 161,404,000 | 157,824,000 | 159,440,000 |
| Interest-bearing deposits | 134,653,000 | 133,806,000 | 129,507,000 | 129,764,000 |
| Noninterest-bearing deposits | 26,825,000 | 27,598,000 | 28,317,000 | 29,676,000 |
| Equity capital | 16,276,000 | 16,755,000 | 16,977,000 | 17,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 3,991,000 | 6,086,000 | 8,251,000 |
| Interest expense | 328,000 | 670,000 | 1,043,000 | 1,452,000 |
| Net interest income | 1,612,000 | 3,321,000 | 5,043,000 | 6,799,000 |
| Noninterest income | 277,000 | 682,000 | 988,000 | 1,324,000 |
| Noninterest expense | 1,587,000 | 3,044,000 | 4,669,000 | 6,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 302,000 | 959,000 | 1,362,000 | 1,857,000 |
| Income tax | 46,000 | 147,000 | 220,000 | 310,000 |
| Net income | 256,000 | 812,000 | 1,142,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,465,000 | 16,967,000 | 17,246,000 | 17,368,000 |
| Total capital | 17,754,000 | 18,231,000 | 18,499,000 | 18,632,000 |
| Risk-weighted assets | 121,450,000 | 120,722,000 | 122,886,000 | 125,115,000 |