Call reports 2017
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED — 2017
What MORGANTOWN BANK & TRUST COMPANY, INCORPORATED reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 180,063,000 | 184,866,000 | 181,644,000 | 187,187,000 |
| Total loans | 134,270,000 | 138,512,000 | 140,793,000 | 143,276,000 |
| Allowance for loan losses | 1,344,000 | 1,307,000 | 1,287,000 | 1,286,000 |
| Securities available for sale | 11,902,000 | 16,336,000 | 11,825,000 | 11,716,000 |
| Securities held to maturity | 23,933,000 | 21,197,000 | 20,102,000 | 19,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,522,000 | 157,866,000 | 155,079,000 | 158,414,000 |
| Interest-bearing deposits | 133,992,000 | 132,049,000 | 129,206,000 | 132,440,000 |
| Noninterest-bearing deposits | 25,530,000 | 25,817,000 | 25,873,000 | 25,974,000 |
| Equity capital | 15,630,000 | 15,942,000 | 16,179,000 | 16,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,815,000 | 3,690,000 | 5,608,000 | 7,570,000 |
| Interest expense | 247,000 | 506,000 | 799,000 | 1,097,000 |
| Net interest income | 1,568,000 | 3,184,000 | 4,809,000 | 6,473,000 |
| Noninterest income | 282,000 | 595,000 | 893,000 | 1,195,000 |
| Noninterest expense | 1,475,000 | 2,900,000 | 4,413,000 | 5,801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 375,000 | 879,000 | 1,289,000 | 1,867,000 |
| Income tax | 94,000 | 236,000 | 347,000 | 621,000 |
| Net income | 281,000 | 643,000 | 942,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,679,000 | 15,988,000 | 16,234,000 | 16,260,000 |
| Total capital | 17,023,000 | 17,295,000 | 17,521,000 | 17,546,000 |
| Risk-weighted assets | 115,161,000 | 117,012,000 | 117,348,000 | 119,634,000 |