Call report 2004Q4
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED — 2004Q4
The 22 measures MORGANTOWN BANK & TRUST COMPANY, INCORPORATED reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,418,000 | USD | evidence → |
| Total loans | 72,631,000 | USD | evidence → |
| Allowance for loan losses | 1,027,000 | USD | evidence → |
| Securities available for sale | 30,069,000 | USD | evidence → |
| Securities held to maturity | 14,885,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,841,000 | USD | evidence → |
| Interest-bearing deposits | 83,192,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,649,000 | USD | evidence → |
| Equity capital | 12,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,441,000 | USD | evidence → |
| Interest expense | 2,748,000 | USD | evidence → |
| Net interest income | 3,693,000 | USD | evidence → |
| Noninterest income | 844,000 | USD | evidence → |
| Noninterest expense | 3,651,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 685,000 | USD | evidence → |
| Income tax | 53,000 | USD | evidence → |
| Net income | 632,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,893,000 | USD | evidence → |
| Total capital | 13,778,000 | USD | evidence → |
| Risk-weighted assets | 70,690,000 | USD | evidence → |