Call reports 2014
FIRST SECURITY BUSINESS BANK — 2014
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 82,471,000 | 73,898,000 | 61,645,000 |
| Total loans | 73,106,000 | 62,468,000 | 57,381,000 |
| Allowance for loan losses | 3,627,000 | 3,627,000 | 3,628,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 45,812,000 | 39,070,000 | 30,568,000 |
| Interest-bearing deposits | 45,812,000 | 39,070,000 | 30,568,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 |
| Equity capital | 18,072,000 | 18,039,000 | 18,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 1,161,000 | 2,175,000 | 3,071,000 |
| Interest expense | 226,000 | 430,000 | 608,000 |
| Net interest income | 935,000 | 1,745,000 | 2,463,000 |
| Noninterest income | 0 | 1,000 | 1,000 |
| Noninterest expense | 366,000 | 716,000 | 1,067,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 569,000 | 1,030,000 | 1,397,000 |
| Income tax | 239,000 | 433,000 | 587,000 |
| Net income | 330,000 | 597,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 18,057,000 | 18,032,000 | 18,252,000 |
| Total capital | 18,975,000 | 18,824,000 | 18,963,000 |
| Risk-weighted assets | 70,763,000 | 60,549,000 | 53,998,000 |