Call reports 2013
FIRST SECURITY BUSINESS BANK — 2013
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 110,778,000 | 102,899,000 | 94,395,000 | 88,571,000 |
| Total loans | 95,659,000 | 88,560,000 | 80,897,000 | 77,380,000 |
| Allowance for loan losses | 3,893,000 | 3,850,000 | 3,830,000 | 3,626,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,789,000 | 61,927,000 | 55,452,000 | 49,599,000 |
| Interest-bearing deposits | 68,789,000 | 61,927,000 | 55,452,000 | 49,599,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 18,291,000 | 18,212,000 | 18,175,000 | 18,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,722,000 | 3,177,000 | 4,545,000 | 5,578,000 |
| Interest expense | 331,000 | 624,000 | 893,000 | 1,148,000 |
| Net interest income | 1,391,000 | 2,553,000 | 3,652,000 | 4,430,000 |
| Noninterest income | 0 | 0 | 1,000 | 1,000 |
| Noninterest expense | 397,000 | 747,000 | 1,091,000 | 1,412,000 |
| Provision for loan losses | 0 | 0 | 0 | -215,000 |
| Pretax income | 994,000 | 1,806,000 | 2,562,000 | 3,234,000 |
| Income tax | 418,000 | 759,000 | 1,077,000 | 1,357,000 |
| Net income | 576,000 | 1,047,000 | 1,485,000 | 1,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,431,000 | 17,385,000 | 18,042,000 | 18,121,000 |
| Total capital | 18,647,000 | 18,508,000 | 19,070,000 | 19,098,000 |
| Risk-weighted assets | 94,600,000 | 87,085,000 | 79,434,000 | 75,492,000 |